XTM Inc is a FinTech innovator in the hospitality industry, with a focus on providing payment and digital solutions to inspire today’s workers. The company offers a range of products including Visa Direct, Mastercard Send, pre-authorized debit, direct deposit, digital banking, tip calculator, issuing cards, and more. At the forefront of bringing Earned Wage Access to service workers, XTM's AnyDay platform enables businesses like restaurants and salons to operate more efficiently and focus on retaining staff. Staff members benefit from quicker access to earned wages and gratuities, along with additional perks such as cash-back rewards and budgeting insights. With a toolkit that includes mobile apps, web portals, and APIs, XTM caters to businesses with diverse financial needs, offering customizable solutions to streamline payment processes and enhance branding elements. By pioneering on-demand payments in the hospitality sector, XTM is committed to supporting service-focused businesses and revolutionizing the way they manage finances. Generated from the website content