SpecialtiesWe are a not-for-profit, community chartered credit union serving the Birmingham, Alabama metro area. Our members have access to home mortgages, loans, deposit accounts, and CD's. We are a small, local company, which enables us to deliver better service to our members than large nationwide banks. Our rates on loans and deposit accounts are very competitive because all the profits that we make are required to be used to lower rates on loans and raise dividend rates on savings, CD's, etc.HistoryIn 1941, a band of county employees decided to form a Credit Union to serve employees of Jefferson County and their families. Over the years, we have grown into a large financial institution, but our commitment to members has remained the same.