The Berkshire Bank is a subsidiary of Berkshire Bancorp, a publicly traded bank holding company that trades on the NASDAQ national market system under the symbol BERK. Founded in 1989, Berkshire Bank is a Federal Deposit Insurance Corporation-insured bank. Headquartered in New York City, the bank operates through more than 10 full-service branches. It offers electronic statements, bank-to-bank fund transfer services and foreign currency exchange services. Its commercial lending programs include commercial real estate financing, commercial loans and international banking services, such as letters of credit and collections. The bank provides a variety of deposit products and services that include checking accounts, individual retirement accounts, sweep accounts, ATMs, online banking and merchant services. Berkshire Bank has one of its locations in Goshen, N.Y.