Founded in 1966, MasterCard Worldwide, earlier known as MasterCard International, develops and markets payment solutions. The company processes more than 20 billion transactions annually. It serves financial institutions, businesses, cardholders and merchants. The company provides products under the MasterCard, Maestro and Cirrus brands. MasterCard Worldwide also offers consulting and franchising services. The company serves consumers and businesses in over 200 countries and territories. It provides credit, debit, prepaid, commercial and chip cards. The company offers MasterCard Marketing Resource Guide, which is an online portal that features access to several marketing resources. It provides MasterCard PayPass, which is a contactless payment platform. In addition, the company offers MasterCard Payment Gateway, which routes commercial payments between buyers, suppliers and their financial institutions. It provides travel, retail and security insurance programs. MasterCard Worldwide offers emergency card replacement services.