HistoryWhen Fleet securities rearranged broker's territories and compensation was cut severely I decided to start an independent business as a financial advisor working with Investors Capital.SpecialtiesWe help people make good decisions with their money! Our specialties are: Retirement Planning (IRA's) and 401K roll overs, Estate Planning, College Planning, Consolidating retirement money, Investment guidance by risk tolerance and time horizon: life insurance proceeds, inheritances, settlements or windfalls as well as financially planning divorce settlements and losses of loved ones!