HistoryDelta Community Credit Union is a cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services. We're governed by a Board of Directors that establishes and reviews policy. The Directors are credit union members who are elected by members and serve without pay. Every member has one vote, regardless of how much money he or she has on deposit.SpecialtiesDelta Community is a smart alternative to a bank. We've been around for more than 70 years and are one of the largest financial institutions in Georgia. Today we serve all of metro Atlanta through our 20 branch locations. We're different from traditional banks because we choose to give back our earnings to our customers in tangible ways. They love that we're simple, friendly and all about helping them make smart decisions. We offer a variety of products ranging from checking accounts to a complete line of consumer and real estate loans to meet your needs. Delta Community Credit Union is a cooperative, owned and operated by its members.