Waycross Bank & Trust is a full-service bank that provides a range of financial products and services. It offers personal and commercial banking services. Waycross Bank & Trust provides financial calculators that assist in planning for the purchase of homes and automobiles. It offers a variety of financial assistance and consulting services. Waycross Bank & Trust provides Internet and 24-hour telephone banking services. It offers ATM, credit and check cards. Waycross Bank & Trust provides commercial, consumer and mortgage loans, as well as certificates of deposit. It offers minimum balance, basic checking, campus, personal now and money market and statement savings accounts. Waycross Bank & Trust is a member of the Federal Deposit Insurance Corporation.