Purchasing a home is a commitment that is often challenging. Thats why The Kevin Blair Team at Element Funding is dedicated to providing personalized mortgage consulting to clients in Chattanooga, TN, and surrounding areas in southeast Tennessee and Georgia. Whether youre purchasing your first home or refinancing, you can count on these mortgage advisors to find a solution that works best for your lifestyle and budget.The Kevin Blair Team at Element Funding is a one-stop shop for homeowners looking to purchase or refinance real estate in Tennessee, Georgia, and Alabama. With 40 years of combined experience, and a roster of over a thousand happy clients, they have the resources and the expertise needed to help you make the right decision. Whether youre purchasing a new home or refinancing yours, these mortgage advisors will guide you every step of the way. Make the home loan application process less stressful by turning to these mortgage advisors. They offer a wide array of mortgage programs, including:* FHA loans: This program is perfect for first-time homebuyers, and is offered in 10-, 15, and 30-year terms. * VA loans: This loan program is available to qualifying veterans. This program requires no down payments and offers low monthly payments. * THDA: This is a down payment assistance program available in 15- or 30-year terms.* USDA loan: This loan is only available for USDA-qualified properties. They are available in 15- or 30-year terms and dont require down payments.* Jumbo loans: A specialized loan program for buyers that are purchasing extremely valuable homes. Instead of taking out multiple loans, this program allows you to finance your home under one jumbo loan.If youre in the market for a new home, youll get resources, guides, and everything you need from The Kevin Blair Team at Element Funding. Check out their website to learn more about their mortgage services, or call (423) 488-7571 to schedule a consultation. Be sure to ask them about their pre-closing packages and on-time closing guarantee.