Inland Bank provides personal and commercial banking services. The bank provides checking accounts that include free checking, regular checking, low-balance interest checking and interest checking accounts. Its savings accounts include the platinum savings, regular savings, money market accounts, certificates of deposit and individual retirement accounts. The bank also provides first mortgages including fixed-rate products, adjustable-rate products, interest-only products, jumbo-loan programs and balloon-loan programs, second mortgages, home equity lines of credit and bridge-loan programs. The bank also provides overdraft protection, telephone banking, cashiers checks, money orders, American Express travelers checks, American Express gift checks, a coin service, collections, wire transfers, debit cards, safe deposit boxes, notary services, medallion signature guarantee, merchant processing, credit cards, savings bonds and online banking services.