The Illinois Housing Development Authority, located in Chicago, is an independent authority that provides affordable housing options to individuals and families. It serves all counties in the state and helps in financing housing projects through homeownership programs for low- and moderate-income households. The authority receives financial assistance through various federal and state funds, such as the Illinois Affordable Housing Trust Fund. Additionally, it provides financial assistance to housing developers for building rental properties for multifamily housing developments. The Illinois Housing Development Authority also provides various home ownership programs, such as the Opportunity I-Loan, which provides 30-year fixed rate mortgage loans at subsidized interest rates to new homebuyers. The Illinois Housing Development Authority, in coordination with the Illinois Department of Commerce and Economic Opportunity, has developed a consolidated plan that serves as the state s annual funding application to the housing development authority for various grant programs, such as the Community Development Block Grant program.

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