L&N Federal Credit Union has been in business since 1954. The credit union was originally established to serve the workers of the L&N Railroad in Louisville Kentucky. Over the years it went on to serve various businesses throughout Kentucky, Southern Indiana, and Tennessee including: CSX, Churchill Downs, Kentucky Lottery, Baptist Hospital East, Audubon Hospital, Jim Beam Brands, Van Melle, Laurel Cookie Company, and many more. Today, the credit union has a Community Charter and is open to the Louisville Metro, Southeastern, and Northern Kentucky areas as well as some surrounding counties. With assets close to $700 million and an array of products and services, L&N can offer everything necessary for someone's personal or business finances. Over 60, 000 people have taken advantage of flexible mortgage and consumer loans, free online/mobile banking, free checking, business accounts and more.. Set up as a financial cooperative, credit union profits are given back to individuals by way of better interest rates, lower fees, convenience services, and resource programs.