As a participant in the Massachusetts Laborers' Health and Welfare Fund, you and your dependents can receive health and welfare benefits. These benefits provide coverage for most medical, prescription drug, dental and vision expenses. The plan also provides a Member Assistance Program ( MAP ) that helps with personal and family issues not usually covered under a traditional medical plan. For members only, there is an income replacement component of the plan if you are not able to work as the result of an injury or illness.This site contains important information about the Health and Welfare Fund, how it works, forms and resources you'll need, and a checklist of life events that can impact your benefit.contact This information is intended only to provide highlights of the plans. In the event of any inconsistency between the information on this Web site and the official plan document, the terms of the official plan document, as interpreted by the Board of Trustees in its sole discretion, will control. All examples and projections included on this Web site are not a guarantee of future benefits under the plans. The benefit amounts are estimates only, based on the stated assumptions and are subject to change.The Massachusetts Laborers' Benefit Funds reserve the right to amend, modify, or terminate all or part of any plan at any time.
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