Great Lakes Business Credit is a loan agency and finance company located in Suite 100 of the office complex at East Long Lake Road in Troy. It is an asset-based lender and factorer. GLBC is a an independent commercial finance company, which specializes in lending money to businesses that are unable to get bank financing. GLBC's advisors will work with clients to devise a package meeting the clients' business needs. According to the Web site, "the goal is to provide a loan package that will allow you to regain financial stability and return to conventional financing." GLBC provides loans from $100,000 - $1,500,000. It also deals in factoring and equipment financing. GLBC does not use pre-payment penalties. Instead, clients can pay off their loan relationship without penalty by providing a sixty-day notice. GLBC offers loans to businesses which are start-ups, have experienced operating losses, have little or no equity, have stretched payments to vendors or are in the process of restructuring.

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