As a cooperative, we are owned by our members. So when you become a member of Bloom Credit Union, you become an owner in an organization that is supervised by a democratically-elected board of directors. They are unpaid volunteers who represent the interests of their fellow members, as opposed to commercial banks who are obligated to act in the best interests of their shareholders. That's why you'll find a refreshing commitment to advocate in your best interests, while providing you with services to better manage your money and make smart financial choices.