As many as seven out of ten people die without an estate plan, often burdening their families with hassle, grief, court costs, legal fees and, in some cases, estate taxes that could have been avoided if they'd only planned ahead. Why let a judge determine who will benefit from your hard work and who will have custody of your minor children? Make these important decisions for yourself.There is no better time than today to plan for your future and for that of your loved ones with a comprehensive estate plan, including:- Wills- Trusts, including joint, tax sheltering, education, irrevocable and charitable trusts- Guardianships and conservatorships- Medical and general powers of attorney- Advance medical directives- Prenuptial agreements.I hold a Certificate of Completion in the areas of probate and estate planning issued by the Institute of Continuing Legal Education and the Probate and Estate Planning Section of the State Bar of Michigan.