Southern-Owners Insurance Company is a stock insurer that writes property and casualty products in Florida. It is a wholly owned subsidiary of Auto-Owners Insurance Group, which provides a range of insurance products and solutions. Auto-Owners Insurance Group, operational since 1916, is comprised of more than five property and casualty companies. It employs over 35,000 independent agents throughout the United States. The company offers disability insurance and long-term care coverage plans. Auto-Owners Insurance Group provides retirement planning solutions through nonqualified deferred annuities. It offers property coverage for homes, condominiums, farms, and mobile and rental homes. The company provides insurance solutions for boats, jewelries, personal computers, snowmobiles, and golf and other sports equipment.