United Bank of Michigan, established in 1887, is committed to excellence in the delivery of an array of financial services. The locally owned and operated bank has nearly 10 full-service locations. United Bank's mission is to be a premier small business bank throughout western Michigan and to serve its communities as a leading independent provider of financial services. Personal banking services include checking accounts, savings accounts, certificates of deposit, individual retirement accounts, loans and telephone banking. Business banking options include checking and savings accounts, loans, real estate loans, business managers and online banking. Mortgage services include first-time buyers, new construction, investment, land and lot loans and refinancing, while investment services includes asset allocation and college, estate, life events, retirement and tax deferred planning. The bank also offers a variety of personal and business insurance coverage plans. United Bank of Michigan has a location in Grand Rapids, Mich.