Formed in 1989, Country Bank Shares is a family-owned multibank holding company that provides a full slate of financial services to residents in southeast Nebraska. The company s primary subsidiary, Farmers & Merchants Bank, offers a full slate of financial services, including personal checking and savings account plans, a complete line of business banking services, a variety of secured and unsecured loan products, several private and commercial mortgages, certificates of deposit, online banking and bill paying services, money market accounts, automated teller machines, 24-hour telephone banking services, individual retirement accounts, numerous home equity and construction loans, safe deposit boxes and drive-through banking. Farmers & Merchants Bank maintains its corporate headquarters and main banking facility in Milford, Neb., and has branch operations in Firth, Lawrence, Panama, Weeping Water, Beaver Crossing, Jansen, Palmyra, Superior and Wilbur, Neb. Country Bank Shares maintains its corporate headquarters in Milford, Neb.

City Bank & Trust

Associated Bank