Hilltop Community Bancorp is a holding company of Hilltop Community Bank, which offers a range of financial products and services to residents and small businesses. Hilltop Community Bank provides certificates of deposit and savings, checking and individual retirement accounts. Additionally, the bank offers debit and credit cards, ATMs, money market accounts and saving bonds, as well as wire transfer services. Its online services include personal e-mail accounts, account statements, and bill payments and transfers. The bank provides overdraft protection, direct deposit, money order, night depository and notary services. Additionally, Hilltop Community Bank offers automobile, personal, home equity, commercial real estate and collateral loans.