Specialties
* 100% financing on a home purchase * Higher LTV for refinances, up to 100% of appraisal. Use your equity to consolidate high interest loans * No mortgage insurance as required by other type of loans, such as FHA, USDA and conventional * 4% seller concession, have the seller pay for closing costs and pre-paids, which include your insurance and taxes * No VA funding fee for Veterans that are at least 10% disabled (service related) * You can use the VA Loan benefit more than once, even if you defaulted on a VA Loan in the past