Richard J. Phillips has invested more than 35 years in the banking/mortgage industry helping customers achieve their dream of home ownership. Whether you're buying, selling, refinancing or building your dream home, working with a seasoned professional can make everything simpler and easier. As an experienced loan officer, I have the knowledge and expertise to help you explore the many financing options available and ultimately make the right choice for you and your family. I'm committed to providing my customers with an experience that will exceed their expectations, and I look forward to working with you.