Shinkin Central Bank (SCB) is the central financial institution in Japan that serves as the central bank for the nationwide network of shinkin banks. With 254 banks and approximately 7,100 branches, the shinkin banks play a crucial role in Japan's financial industry, holding around 160 trillion $1,200 billion in deposits. SCB provides a wide range of financial products and services, utilizing the funds deposited by shinkin banks to invest in marketable securities both in Japan and overseas, as well as providing loans to operating companies.
Established on June 1, 1950, SCB has a strong corporate base and aims to enhance the credit standing of shinkin banks while diversifying funding sources. With a total asset value of 45,924 billion $344 billion and a capital adequacy ratio of 22.09, SCB focuses on achieving sound management through efficiency and strengthened risk management. The bank also has a global presence, with overseas offices in New York, Hong Kong, Shanghai, and Bangkok, as well as a subsidiary, Shinkin International Ltd., based in London.
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