Walden Savings Bank, established in 1872, is a state chartered mutual savings bank headquartered in Montgomery, N.Y. In addition to its headquarters, the bank maintains nearly 10 full-service branches in southeastern New York. The bank is a member of the Federal Home Loan Bank system, and its deposits are insured up to the regulatory maximums by the Bank Insurance Fund of the Federal Deposit Insurance Corporation. The bank s personal banking options include checking accounts, savings accounts, mortgage loans, consumer loans and club accounts. Its business banking options include business checking, commercial loans, business savings and merchant services. Lending diversification includes construction, multi-family, vacant land, commercial real estate, and consumer and commercial business loans. Walden Savings Bank has branch locations in Walden, Washingtonville, Montgomery, Cornwall-on-Hudson, Pine Bush, Gardiner, New Windsor, Montgomery and Milton, N.Y.