ESSA Bancorp is the holding company of ESSA Bank & Trust which was founded in 1916. ESSA Bank & Trust is one of the leading mortgage lenders in the Pocono region in Pennsylvania. It offers online banking, bill payment and asset management solutions. The bank provides debit and credit cards and estate planning and e-statement services. It also offers wire transfer, identity theft protection, merchant processing and investment management services. ESSA Bank & Trust provides personal and business checking services, as well as, savings and checking accounts. It offers certificates of deposit and individual retirement account options. The bank provides home equity, consumer, commercial and construction loans. ESSA Bank & Trust is a member of the Federal Deposit Insurance Corporation.