With fluency in Spanish, EJ proudly serves clients in All 50 States. EJ has 24 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, low-to-moderate income lending programs, adjustable-rate mortgages, FHA and VA mortgages, and condo and co-op lending. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, EJ is here to help you find a mortgage to fit your needs. Starting with a review of your finances, EJ can help you get a clear picture of what might work best for you. EJ will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, EJ wants to ensure that you have a positive home lending experience.

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