Todd McDougall - Mortgage Guru Group, situated in Austin, TX, specializes in jumbo mortgages in Texas, catering to loan amounts exceeding $715,000. Unlike conventional lenders mandating a 20% down payment, this establishment offers flexibility, allowing clients to retain more funds in hand with down payments as low as 5%. This service is particularly advantageous for borrowers seeking jumbo loans in Texas.
Moreover, Todd McDougall - Mortgage Guru Group extends its expertise to self-employed individuals, including business owners, doctors, attorneys, and dentists, by providing jumbo mortgage options without the need for tax returns. With a minimum credit score requirement of 620, clients can explore refinancing solutions, with cash-out options available for scores as low as 620.
In addition, the firm offers specialized products such as no documentation investment jumbo cash-out options up to 75% LTV, where underwriting approvals are based on the property instead of income. These tailored services are accessible to clients across Texas, ensuring a personalized approach to jumbo mortgages with varying credit profiles.
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