Whether you are building a home, buying for the first time or refinancing, BB&T offers the security of obtaining a loan from a large, established bank. This location handles mortgages and loans with options including fixed rate and adjustable rate, low down payment and Veterans' Administration mortgages. Construction-to-Permanent packages assist home builders or those seeking to renovate or add onto their current home while first-time buyer and low down payment loans are offered to help put new home owners or those with limited credit and income into their own house. BB&T loan officers are there to help walk you through the process and decide which option fits your needs.